Want to know a secret? You don’t have to pay upward of $70 a month for the rest of your life to own the top of the line iPhone. For years, cell phone companies have conditioned us into believing an outlay of $200 and a sky-high monthly contract is the only way to stay on top of today’s technology. But 2014 is the year of the consumer, and competition is blowing the smartphone field wide open. With these money saving tips, you can shave dollars off your monthly communications bills while still holding the latest device in your hot little hands.

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